Need to consolidate your debts first? THE
CANADIAN
RENOVATION
FUNDING PROGRAM is a non-profit Loan Advisory Service that provides quick access to over $1 Billion in private investment funds for both renovation and non-renovation-related mortgages across Canada. The program is supported by both the construction and mortgage industries, and acts as an information "bridge" between homeowners, commercial property owners, and private lenders. Click Here

Click Here
or scroll down

Cash Discounts
Save money through The Contractor Subsidy Fund. Discount credits are based upon timing, geography, and the competitive nature of the type of work involved. This unique program offers substantial savings without affecting the quality of materials or workmanship.

A program that offers considerable cash discounts to homeowners, while attracting the most talented and experienced professionals in the industry.

In August, 2008, the Renovation Co-op launched The Contractor Subsidy Program, establishing a limited fund that was initially supported by manufacturers, distributors and retailers, along with a percentage of other revenues collected by The Renovation Co-op.
The program's unique concept has now become an integral part of our nationwide business model.

In the beginning, the subsidy program was designed to offer assistance solely to those homeowners who had consolidated their debts through The Canadian Renovation Program, but where they only had limited cash left over (from the mortgage refinancing) to purchase needed renovations.

The subsidy program has since grown to accommodate all clients.

Discretionary amounts are drawn from this fund (which gets depleted and replenished monthly) and used to credit member-contractors when "quick-sale" cash discounts are offered by the Co-op to homeowners (on a job-to-job basis). 

These individual discounts are used as substantial sales incentives, especially when we have to fill in gaps within our booking schedule, or to help our contractors stay within closer geographical areas when necessary.

Example:

General Renovation Job
Standard Retail Price:

$48,000
Final Price (Best Co-op Price):  $40,000
Discount to client (drawn from Subsidy Funds): $ 3,500
Final Sale Price: $36,500

The contractor is later credited with the difference between the Best Co-op Price (see about our pricing) and the client's discounted contract price.

By preventing the contractor from continuously having to lower the price out of his own pocket (which always leads to lowering the quality of workmanship and materials), The Contractor Subsidy Fund helps our member-contractors maintain high standards, while keeping prices more stabilized.

In addition to the cost-cutting benefit to clients, the program helps to maintain a more stable work environment, which attracts better-quality renovators and contractors to The Renovation Co-op.

Subsidy Amounts

Each funding request is reviewed on an individual basis. Amounts can range from $200 to $5,000+. 

If approved, each subsidy amount is based upon one or more of the following factors:

1- 

Availability of funds at the time of request.
2-

Competitive market for the type of work requested.
3-

Booking schedules of member-contractors who perform 
the same type and level of work at the time of request.
 

For further details call Operations at 416-367-8370

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

renoloans

Types of Financing:

* Renovation loans that include low-interest debt consolidation    

* Mortgage Refinancing    *see disclaimer

* Mortgages that are based on the future value of the home with the renovations completed.

* Mortgages with up to 100% of the value of your home.

* Mortgage approvals for recent bankruptcy, poor credit,
hard-to-prove-income, self-employed, new immigrants, investment properties, landlords, etc. see credit repair


In addition, there are now over 100 lending institutions with over 500 individual mortgage and loan products available to our participating mortgage and financial specialists.

These professionals have been carefully selected by The
Canadian Renovation Funding Program and reflect an exclusive group of highly-skilled, dedicated individuals who are employed by some of Canada's top institutions and work almost exclusively with our clients. For further details, see Mortgage Financing

To understand the relationship between Aston Whitehall and The Canadian Renovation Funding Program, see Program

Aston Whitehall Renovation Services include basement finishing, home theatres, kitchens, basement lowering and underpinning, bathrooms, flooring, windows and basement waterproofing, along with other primary repairs and home improvements.

As a joint undertaking between Aston Whitehall and The
Canadian Renovation Funding Program, a Contractor Subsidy Program was recently launched to provide purchasing incentives in support of our Co-op members.

This is a non-government program supported by nationwide clusters of manufacturers and distributors, along with portions of other monthly fees and revenues collected through our Co-op from various professional businesses and services. 

Depending upon timing and available funds, amounts of up to (and sometimes exceeding) $5,000 are credited towards specific renovation jobs.

see Subsidy Program.

In addition to offering its own in-house renovation services, 
Aston Whitehall (established in 1987) is also responsible for the screening and approval of all contractors as service providers for
The Canadian Renovation Funding Program.    * see disclaimer

Direct Access is a new service that has been added to our website to offer homeowners approved, single-trade services that do not require management, such as flooring, painting, roofing, etc.

Each individual service has been screened and approved for The Canadian Renovation Funding Program. In fact, many of these tradespersons already act as sub-trades for our own full-service contractors

 Direct Access is available to the general public without the need for special codes or the bombardment of advertisers and other "hidden agendas," such as placing your name on everyone's junk mailing list.

By selecting your own postal code, you will find a specific, approved service that works exclusively in your area.

And by working in one exclusive area, each tradesperson can properly service their client without driving all day across the city, taking on jobs at opposite ends of the city.

As the two main enemies of our business have become gas prices and traffic jams, an individual painter, plumber, electrician, etc. can stay close to each job and "get in and out" quickly.

See Direct Access

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

disclaimer

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

basement renovations toronto, basement finishing toronto, roofing, renovation financing, financing,debt consolidation, hardwood floors, 
renovate, consolidation, cmhc, kitchens,bathrooms, basement waterproofing, basement waterproofing toronto, renovations
mortgage financing, basement foundations, mortgage financing, refinancing, credit card debts, cmhc mortgages, debts, mortgage insurance, 
creditor insurance, mortgage creditor insurance, critical illness, critical illness insurance, critical illness coverage, home improvements, home
improvement loans,consolidation loans,mortgage lenders, basement lowering